Embrace a smarter way to give with Charitable Gift Financing — maximize your charitable impact, enjoy immediate tax benefits, and create a lasting legacy without compromising your financial security.
Of combined team experience
Of your charitable donation financed
Of your Adjusted Gross Income may be deductible
Support the charitable causes that matter to you
CGF Giving Plan
Select a resource below to explore your potential benefits, review the strategy, or start your personalized proposal.
Start with the calculator, then continue to your personalized proposal request.
Open resourceA form for prospective clients to request a tailored proposal, outlining their specific needs and how the Charitable Gift Financing strategy can meet them.
Open resourceA preliminary form used to assess a potential donor's eligibility and alignment with the criteria necessary for successful Charitable Gift Financing.
Open resourceEnter your details to receive a personal link to the CGF Loan Application by email.
Open resourceThe strategy, explained
Watch our short introduction to Charitable Gift Financing.
How It Works
More meaningful giving
Make meaningful charitable contributions with up to 90% financed by a specialized lender.
The loan is non-recourse, no personal guarantee, collateralized by a life insurance contract. This innovative approach empowers you to significantly amplify your philanthropic impact and effectively support the causes you're passionate about, all with just a fraction of the upfront cash outlay.
Benefits in the present
Unlock immediate tax advantages through the 'step-up' benefit by claiming a charitable contribution deduction under IRC §170(a) in the year the donation is made.
There's no need to wait until the loan is repaid to benefit from this deduction.
A legacy for generations
Create a lasting legacy through strategic philanthropy that extends beyond your lifetime.
Support the charity or charities of your choice and help your vision for charitable impact continue to inspire future generations.
About Wealth Excel
Wealth Excel is a specialized consulting firm providing wealth-growth solutions to profitable small business owners and high-earners through charitable gift financing, private retirement plans, and custom investment portfolios. Headquartered in Brea, California, the Wealth Excel team has over 30 years of combined experience serving the needs of high-income and high-net-worth clientele nationwide.
